Sustainable investments in agricultural private debt
Earn passive income by investing in secured agricultural loans for European farm owners.
14K+ investors have trusted us. Join our community today.
LIVE
14 446 of active investors today
Trusted by:
13.21%
Average return
700k
CO2 removed
8M €
Earnings
14,000
Investors
64M €
Invested
What We Do
Agricultural private debt
InSoil is a direct lender that administers loans throughout the whole cycle while measuring positive impact to the environment as farmers shift to more sustainable agricultural practices.
The process
How does It work?
01
Borrowers
Farmers across Europe seek quick, flexible financing to support their agricultural projects. With competitive interest rates, they can access financing to help grow their businesses.
02
InSoil
Our team combines expertise in finance, agriculture and climat change mitigation to evaluate loans applications.
03
Investors
With as little as €100 anyone can invest in agricultural loans for European farmers.
77 831 437 €
Loans Issued Amount
9 465 946 €
Income
14 470
Number of Investors
Why Invest With InSoil
Impact Investment with Social Responsibility
Investing with InSoil is an impactful and financially sound decision. It promotes sustainable land management, reduces CO2, and supports rural community development.
Control and Transparency
InSoil investment platform provides investors with control and transparency over their investment portfolio. With risk ratings from A+ (safest) to C (with the highest interest rate) and in-depth data that can be run through your risk assessment model beforehand.
Safe Investments and High Returns
Agricultural loans are backed with a first lien mortgage on liquid assets like agricultural land and heavy equipment. Additionally, most of the farmers are personally liable for their financial obligations, generating high returns with a low risk profile.
Diversified Investment Opportunities
InSoil directly originates agricultural loans from different European countries, opening opportunities for wide diversification. We currently originate loans from Poland, Portugal, Lithuania, Latvia and Bulgaria.
Regulation
InSoil is regulated by ESMA under the European Crowdfunding Service Providers (ECSP) license.
Trust
Trusted by over 14,000 private investors, InSoil provides the key information needed to make informed, sustainable investment decisions.
Impact
InSoil aims to remove 1 gigaton of CO2 emissions by 2050, inviting you to support climate-neutral food production through agricultural investments.
What experienced investors think about InSoil?
Mantas Mikuckas, Co-founder of Vinted
“Knowing how much effort and perseverance is needed to minimise carbon emissions in fashion, I admire how companies like InSoil are championing sustainability ideas in other sectors.”
Adrian Watson, CEO of Limba Finance & City Finance
“Double-digit interest rate, combined with acceptable LTVs and borrowers with good credit profiles makes InSoil a site that many investors will find interesting.”
Our Services
Choose where to invest
Agriculture as an asset class provides passive income and a hedge against inflation, and it’s an attractive investment for a diversified portfolio. These investments provide tangible yield derived from naturally produced products with little to no correlation to the overall stock market and lower risk of loss during market corrections.
Agricultural Loans
Invest in agriculture - a sector of strategic importance. Lend money to farmers who bring food to your table.
Community
InSoil reviews
We
Believe in
Farmers
Resources
Blog
Build knowledge on our solutions, or pick up some bright ideas for your next project.
Resources
Blog
Build knowledge on our solutions, or pick up some bright ideas for your next project.
FAQ
We created an easy and intuitive climate mitigation platform suitable for both farmers and investors. We also have many answers to the questions that might arise while familiarising yourself with our products.
01
You can start investing on the Primary Market from as little as €100. You can also make smaller investments on the Secondary Market.
02
Investing using the InSoil crowdfunding platform is permitted to natural persons who have reached the age of majority and all legal entities. Prior to making an investment, it is important to confirm your identity via the verification process.
03
You will start earning money with the first interest payments from the project owner. The interest is started to be calculated after the loan is paid for by the project owner or 16 working days have passed after the loan was fully financed. You can track the upcoming payments under the ‘My investments’ section.
04
Yes, you are able to sell your investment through the InSoil secondary market. After logging in to your account go to My Profile and choose, which investment you would like to sell. As the seller of your investment, you are able to offer a price, which can be equal to the nominal value of the invested amount or differ from it (i.e. be higher or lower).
Ready to invest?
Registration takes up to 10 minutes, you can pause and resume the process at any time.