InSoil is raising a €50 million fund to decarbonise European agriculture

Agricultural SMEs to receive €50 million to support climate-friendly farming as Lithuanian fintech InSoil partners with the EIF and InvestEU

The financing will accelerate the shift to regenerative practices that help reduce carbon emissions and restore soil health.

Small and medium-sized agricultural businesses in five European countries will benefit from a €50 million fund launched by InSoil, a Lithuanian financial technology company focused on sustainable agriculture.

The fund will be supported by a €20 million commitment from the European Investment Fund (EIF), with backing from the InvestEU programme.

InSoil is raising €50 million for a private credit fund aimed at supporting agricultural SMEs in Bulgaria, Latvia, Lithuania, Poland, and Portugal. The fund is designed to provide tailored mid-term financing solutions that promote the decarbonisation of agriculture through sustainable practices.

“InSoil is empowering European farmers to cultivate a more sustainable future,” said EIF Chief Executive Marjut Falkstedt. “With the support of the EIF and InvestEU, we are nurturing the growth of regenerative agriculture, contributing to decarbonisation, unlocking the potential of our land and fostering a more resilient planet.”

The fund will provide loans to small and medium-sized farms adopting climate-friendly practices such as:

• No-till farming or reduced tillage
• Use of organic or low-emission fertilisers
• Investments in cleaner, more efficient equipment

“Farmers are on the front lines of climate change, but they’re also pioneering nature-based solutions,” said InSoil CEO and founder Laimonas Noreika. “This fund is a major milestone in our mission to eliminate one gigaton of CO₂ from the atmosphere by 2050.”

European Commissioner for the Economy Paolo Gentiloni noted the importance of this initiative for the EU economy:

“SMEs are the backbone of Europe’s economy. They are both vulnerable to and essential in tackling climate change. Through InvestEU, we’re giving agricultural SMEs the tools to decarbonise and grow sustainably, boosting innovation, jobs, and resilience.”

Why soil matters

The European Union recognises soil as a key carbon sink and a vital component in achieving climate neutrality by 2050. The new fund aims to remove 0.376 tons of CO₂ equivalent annually per €1,000 invested, aligned with the EIF’s Climate Action and Environmental Sustainability goals.

Since its launch in 2020, InSoil has built a robust data-driven platform for sustainable farming finance. With over 10,000 soil samples collected, the company monitors carbon sequestration and soil health to guide lending decisions. To date, InSoil has enabled more than €50 million in loans, supporting over 1,700 farmers in their transition to regenerative agriculture.

About the partners

The European Investment Fund (EIF) is part of the EIB Group and supports Europe’s SMEs by improving their access to finance. It develops targeted financial instruments including guarantees, venture capital, and microfinance aligned with EU policy goals such as innovation, climate action, and competitiveness.

InvestEU is a flagship EU programme providing long-term financing by combining EU budget guarantees with investments from private and public sectors. It focuses on sustainable recovery and priority areas like the European Green Deal and digital transition.

About InSoil
InSoil is a Lithuanian fintech company with a bold mission: to remove one gigaton of CO₂ from the atmosphere by financing the shift to regenerative agriculture. Through its investment platform, InSoil connects private and institutional investors with European farmers in need of capital to decarbonise their operations and increase resilience through sustainable soil management.